Ägarkostnader för bil — komplett översikt

Att äga bil i Sverige kostar mer än de flesta tror. Utöver inköpspriset tillkommer en rad löpande kostnader som lätt kan överstiga 5 000 kr per månad. Här är den kompletta bilden.

Genomsnittlig ägarkostnad per år

KostnadBensinElbil
Värdeminskning25 000–40 000 kr30 000–50 000 kr
Bränsle/el18 000–25 000 kr6 000–10 000 kr
Försäkring6 000–10 000 kr5 000–8 000 kr
Fordonsskatt2 000–6 000 kr360 kr
Service/underhåll5 000–10 000 kr2 000–5 000 kr
Däck2 000–5 000 kr2 500–6 000 kr
Besiktning450 kr450 kr
Parkering/tvätt3 000–12 000 kr3 000–12 000 kr
Total per år61 450–108 450 kr49 310–91 810 kr
Per månad5 120–9 040 kr4 110–7 650 kr

Så sänker du ägarkostnaderna

  1. Köp begagnat: Undvik den värsta värdeminskningen (första 3 åren)
  2. Välj elbil: Sparar 10 000–25 000 kr/år i drift
  3. Jämför försäkring: Byt varje år, höj självrisken
  4. Kör eco: Jämn hastighet sparar 10–20% bränsle
  5. Gör enklare service själv: Luftfilter, vindrutetorkare, lampor
  6. Tvätta själv: Spar 2 000–5 000 kr/år

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